:root {
  --primary: #214F7C;
  --primary-dark: #183D63;
  --accent: #E5911A;
  --accent-dark: #B66C09;
  --soft: #FDF4E5;
  --text: #111118;
  --muted: #555566;
  --border: #E2E8F0;
  --light: #F1F5F9;
  --white: #ffffff;
  --shadow: 0 18px 45px rgba(33,79,124,.10);
  --radius: 20px;
}

* { box-sizing: border-box }
html { scroll-behavior: smooth }
body {
  margin: 0;
  font-family: "Open Sans", Arial, sans-serif;
  color: var(--text);
  background: #fff;
  line-height: 1.5;
}
a { color: var(--primary) }
img { max-width: 100%; display: block }
h1, h2, h3 { font-family: "Lato", Arial, sans-serif; margin: 0; color: var(--text) }
.container { width: min(1120px, calc(100% - 40px)); margin: 0 auto }

/* ===== HERO ===== */
.hero {
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding: 28px 0 36px;
  background:
    linear-gradient(
      to bottom right,
      rgba(255,255,255,0.90) 0%,
      rgba(241,245,249,0.85) 55%,
      rgba(255,255,255,0.78) 100%
    ),
    url('hero-bg.jpg') center 40% / cover no-repeat;
  position: relative;
  overflow: hidden;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 72px;
  align-items: start;
  position: relative;
  z-index: 1;
}
.logo-link { display: inline-block; margin-bottom: 120px }
.hero-logo { width: 190px; height: auto }

h1 {
  font-size: clamp(28px, 2.6vw, 38px);
  line-height: 1.1;
  letter-spacing: -.6px;
  max-width: 520px;
  color: var(--primary);
}
h1 b { color: var(--primary) }

.hero-bullets {
  list-style: none;
  margin: 20px 0 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.hero-bullets li {
  font-size: 15px;
  color: var(--muted);
  padding-left: 22px;
  position: relative;
}
.hero-bullets li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 7px;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--accent);
}

.hero-bullets li b { font-weight: 700; color: var(--text) }

.google-mark { background: center / contain no-repeat url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 18 18'%3E%3Cpath fill='%234285F4' d='M17.64 9.205c0-.638-.057-1.252-.164-1.841H9v3.481h4.844a4.14 4.14 0 0 1-1.797 2.716v2.258h2.909c1.702-1.567 2.684-3.875 2.684-6.614Z'/%3E%3Cpath fill='%2334A853' d='M9 18c2.43 0 4.468-.806 5.956-2.181l-2.909-2.258c-.806.54-1.835.859-3.047.859-2.344 0-4.328-1.585-5.037-3.714H.956v2.332A9 9 0 0 0 9 18Z'/%3E%3Cpath fill='%23FBBC05' d='M3.963 10.706A5.41 5.41 0 0 1 3.682 9c0-.592.102-1.168.281-1.706V4.962H.956A9 9 0 0 0 0 9c0 1.452.347 2.827.956 4.038l3.007-2.332Z'/%3E%3Cpath fill='%23EA4335' d='M9 3.58c1.321 0 2.507.454 3.441 1.346l2.581-2.581C13.464.892 11.426 0 9 0A9 9 0 0 0 .956 4.962l3.007 2.332C4.672 5.165 6.656 3.58 9 3.58Z'/%3E%3C/svg%3E") }
.reviews-summary-stars, .review-stars { color: #fbbc04; letter-spacing: 1px }

/* ===== FORM CARD ===== */
.form-card {
  background: rgba(255,255,255,.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(33,79,124,.13);
  border-radius: var(--radius);
  box-shadow: 0 24px 60px rgba(33,79,124,.13), 0 2px 8px rgba(0,0,0,.05);
  overflow: hidden;
}

/* Simulator block */
.simulator-block {
  padding: 0 3px;
  background: #fff;
}
.simulator-block h2 {
  font-size: 18px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 40px;
  margin-top: 10px;
  text-align: center;
}

.slider-group { margin-bottom: 6px }
.slider-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 8px;
  margin-bottom: 4px;
}
.slider-header label {
  font-size: 13.5px;
  font-weight: 600;
  color: var(--text);
  white-space: nowrap;
  flex-shrink: 0;
}
/* Fixed-width wrapper so all 3 value boxes are identical */
.slider-val-wrap {
  display: flex;
  align-items: center;
  gap: 4px;
  flex-shrink: 0;
}
.slider-value-input {
  width: 72px;
  height: 24px;
  border: 1px solid var(--border);
  border-radius: 4px;
  background: var(--light);
  padding: 0 6px;
  font: 600 11.5px "Open Sans", sans-serif;
  color: var(--text);
  text-align: right;
  outline: none;
  cursor: text;
  transition: border-color 0.15s, box-shadow 0.15s;
}
.slider-value-input:focus {
  border-color: #E5911A;
  box-shadow: 0 0 0 2px rgba(16, 181, 234, 0.15);
  background: #fff;
}
.slider-currency {
  font-size: 11.5px;
  color: var(--muted);
  font-weight: 500;
  width: 26px;
  text-align: left;
}

/* Slider */
.mf-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 3px;
  border-radius: 2px;
  outline: none;
  cursor: pointer;
}
.mf-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--accent);
  cursor: pointer;
  box-shadow: 0 2px 6px rgba(16,181,234,.30);
  border: 3px solid #fff;
}
.mf-slider::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--accent);
  cursor: pointer;
  box-shadow: 0 2px 6px rgba(16,181,234,.30);
  border: 3px solid #fff;
}

.sim-legal { display: none }
.powered-by { display: none }

/* Personal data form */
.dados-block {
  padding: 12px 18px 14px;
}
.dados-block h3 {
  font-size: 13.5px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 8px;
}

form { display: grid; gap: 6px }
.form-group { display: grid; gap: 2px; margin-bottom: 10px }
[hidden] { display: none !important }

input[type="text"],
input[type="email"],
input[type="tel"] {
  width: 100%;
  height: 36px;
  border: 1px solid #ccc8de;
  border-radius: 6px;
  background: #fafafa;
  padding: 0 12px;
  font: 400 14px "Open Sans", sans-serif;
  color: var(--text);
  outline: none;
  transition: border-color .15s, box-shadow .15s;
}
input[type="text"]::placeholder,
input[type="email"]::placeholder,
input[type="tel"]::placeholder {
  color: #888;
  font-size: 13.5px;
}
input[type="text"]:focus,
input[type="email"]:focus,
input[type="tel"]:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 2px rgba(33,79,124,.10);
  background: #fff;
}

/* Checkbox */
.checkbox-group {
  display: grid;
  grid-template-columns: 13px 1fr;
  gap: 6px;
  align-items: start;
  margin-top: 2px;
}
.checkbox-group input[type="checkbox"] {
  width: 12px;
  height: 12px;
  margin: 2px 0 0;
  padding: 0;
  accent-color: var(--accent);
}
.checkbox-group label {
  font-weight: 400;
  font-size: 12px;
  line-height: 1.4;
  color: var(--muted);
}
.consent-link { color: var(--accent); font-weight: 600 }
.error-message { min-height: 11px; font-size: 10.5px; color: #b42318; margin-top: -2px }
.form-group.error input { border-color: #b42318 }
.checkbox-error { font-size: 10.5px; color: #b42318 }

/* Submit button */
.submit-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  height: 42px;
  border: 0;
  border-radius: 7px;
  background: var(--primary);
  color: #fff;
  font: 700 13.5px "Lato", Arial, sans-serif;
  cursor: pointer;
  transition: background .2s, transform .15s;
  margin-top: 4px;
  letter-spacing: .01em;
}
.submit-btn:hover { background: var(--primary-dark); transform: translateY(-1px) }
.submit-btn:disabled { opacity: .7; cursor: not-allowed; transform: none }

.primary-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  height: 42px;
  padding: 0 26px;
  border: 0;
  border-radius: 8px;
  background: var(--primary);
  color: #fff;
  text-decoration: none;
  font: 700 13.5px "Lato", Arial, sans-serif;
  cursor: pointer;
  transition: background .2s, transform .15s;
  letter-spacing: .02em;
  margin-top: 28px;
}
.primary-btn:hover { background: var(--primary-dark); transform: translateY(-1px) }

/* ===== WIZARD MULTISTEP ===== */
.wizard-head { padding: 30px 18px 0 }
.wizard-title {
  text-align: center;
  font-size: 18px;
  font-weight: 700;
  color: var(--text);
  letter-spacing: -.2px;
  margin: 0 0 26px;
  line-height: 1.3;
}
.wizard-progress { padding: 0 }
.wizard-progress-bar {
  width: 100%;
  height: 5px;
  border-radius: 3px;
  background: var(--soft);
  overflow: hidden;
}
.wizard-progress-fill {
  height: 100%;
  width: 16.6667%;
  background: var(--primary);
  border-radius: 3px;
  transition: width .3s ease;
}
.wizard-step-label {
  margin-top: 6px;
  font-size: 11px;
  font-weight: 600;
  color: var(--muted);
  letter-spacing: .02em;
}

#leadForm { display: block }
.wizard-step { display: none; padding: 16px 18px 4px; animation: wizardFade .25s ease }
.wizard-step.active { display: block }
@keyframes wizardFade { from { opacity: 0; transform: translateY(6px) } to { opacity: 1; transform: translateY(0) } }

.wizard-q {
  font-size: 17px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 14px;
  line-height: 1.25;
}
.wizard-field-label {
  font-size: 13.5px;
  font-weight: 600;
  color: var(--text);
  margin: 4px 0 8px;
}
.wizard-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; align-items: start }
.wizard-row .form-group { margin: 0 }
.field-label {
  display: block;
  font-size: 12px;
  font-weight: 600;
  color: var(--muted);
  line-height: 1.35;
  margin-bottom: 5px;
}

/* Card-style options (single choice, grid) — cartões com ícone circular */
.option-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 4px;
}
.option-grid.two-col { grid-template-columns: 1fr 1fr }
.option-grid.three-col { grid-template-columns: 1fr 1fr 1fr }
.option-grid--1col, .option-list { grid-template-columns: 1fr; display: grid; gap: 10px; margin-bottom: 4px }

.option-card {
  position: relative;
  display: flex;
  align-items: center;
  gap: 12px;
  text-align: left;
  padding: 16px 14px;
  border: 1.5px solid var(--border);
  border-radius: 14px;
  background: #fff;
  cursor: pointer;
  font: 600 13.5px "Open Sans", sans-serif;
  color: var(--text);
  line-height: 1.28;
  transition: border-color .16s, background .16s, box-shadow .16s, transform .1s;
}
.option-card:active { transform: scale(.98) }
.option-card input[type="radio"] { position: absolute; opacity: 0; width: 0; height: 0; margin: 0 }
.option-text { flex: 1; min-width: 0 }
.option-card .option-title { display: block; font-size: 14px; font-weight: 700; color: var(--text) }
.option-card .option-sub { display: block; font-weight: 400; color: var(--muted); font-size: 12px; margin-top: 1px }
.option-grid:not(.option-grid--1col) .option-text { text-align: center }
.option-card:hover { border-color: var(--accent); background: var(--light); box-shadow: 0 6px 16px rgba(33,79,124,.08) }
.option-card:has(input:checked) {
  border-color: var(--accent);
  background: var(--soft);
  box-shadow: 0 0 0 2px rgba(16,181,234,.14);
}

/* Ícone circular */
.option-icon {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--soft);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: background .16s;
}
.option-icon svg { width: 21px; height: 21px; stroke: var(--primary) }
.option-card:has(input:checked) .option-icon { background: var(--primary) }
.option-card:has(input:checked) .option-icon svg { stroke: #fff }

/* Grelhas de 2 colunas: cartões quadrados (ícone em cima, texto centrado) */
.option-grid:not(.option-grid--1col) .option-card {
  flex-direction: column;
  justify-content: center;
  text-align: center;
  gap: 10px;
  min-height: 128px;
  padding: 20px 12px;
}
.option-grid:not(.option-grid--1col) .option-icon { width: 46px; height: 46px }
.option-grid:not(.option-grid--1col) .option-icon svg { width: 23px; height: 23px }

/* Cartões em linha (lista de uma coluna) */
.option-list .option-card,
.option-grid--1col .option-card { grid-column: 1 / -1 }

/* Grelha compacta (situação profissional, sim/não) */
.option-grid--compact { gap: 7px }
.option-grid--compact .option-card {
  padding: 8px 8px;
  gap: 7px;
  font-size: 11.5px;
  min-height: 0;
  border-radius: 10px;
}
.option-grid--compact .option-icon { width: 26px; height: 26px }
.option-grid--compact .option-icon svg { width: 13px; height: 13px }
.option-grid--compact .option-title { font-size: 11.5px; line-height: 1.2 }

.titular2-wrap { margin-top: 10px; padding-top: 10px; border-top: 1px dashed var(--border) }
.titular2-title { font-size: 12.5px; font-weight: 700; color: var(--primary); margin: 0 0 8px }

/* Cartões Sim/Não — estreitos e compridos, a ocupar a largura da linha */
.option-grid--simnao {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-bottom: 4px;
}
.option-grid--simnao .option-card {
  flex-direction: row;
  justify-content: center;
  text-align: center;
  gap: 10px;
  min-height: 0;
  padding: 12px 10px;
}
.option-grid--simnao .option-icon { width: 32px; height: 32px }
.option-grid--simnao .option-icon svg { width: 16px; height: 16px }
.option-grid--simnao .option-title { font-size: 13.5px }

/* Último passo — mais espaçoso */
.wizard-step--spacious { padding-top: 26px; padding-bottom: 14px }
.wizard-step--spacious .wizard-q { margin-bottom: 24px }
.wizard-step--spacious .form-group { margin-bottom: 10px }
.wizard-step--spacious input[type="text"],
.wizard-step--spacious input[type="tel"],
.wizard-step--spacious input[type="email"] { height: 46px; font-size: 14.5px }
.wizard-step--spacious .checkbox-group { margin-top: 12px }

select {
  width: 100%;
  height: 36px;
  box-sizing: border-box;
  border: 1px solid #ccc8de;
  border-radius: 6px;
  background-color: #fafafa;
  padding: 0 30px 0 12px;
  font: 400 14px "Open Sans", sans-serif;
  color: var(--text);
  outline: none;
  -webkit-appearance: none;
  -moz-appearance: none;
  appearance: none;
  background-image: url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='%23555566'%3e%3cpath fill-rule='evenodd' d='M5.23 7.21a.75.75 0 011.06.02L10 11.168l3.71-3.938a.75.75 0 111.08 1.04l-4.25 4.5a.75.75 0 01-1.08 0l-4.25-4.5a.75.75 0 01.02-1.06z' clip-rule='evenodd'/%3e%3c/svg%3e");
  background-repeat: no-repeat;
  background-position: right 10px center;
  background-size: 15px;
  transition: border-color .15s, box-shadow .15s;
}
select:focus { border-color: var(--primary); box-shadow: 0 0 0 2px rgba(33,79,124,.10); background-color: #fff }
input[type="number"] {
  width: 100%;
  height: 36px;
  border: 1px solid #ccc8de;
  border-radius: 6px;
  background: #fafafa;
  padding: 0 12px;
  font: 400 14px "Open Sans", sans-serif;
  color: var(--text);
  outline: none;
  transition: border-color .15s, box-shadow .15s;
}
input[type="number"]::placeholder { color: #888; font-size: 13.5px }
input[type="number"]:focus { border-color: var(--primary); box-shadow: 0 0 0 2px rgba(33,79,124,.10); background: #fff }

/* Nav buttons */
.wizard-nav { display: flex; gap: 10px; padding: 12px 18px 18px }
.wizard-back-btn {
  flex: 0 0 auto;
  height: 42px;
  padding: 0 18px;
  border: 1.5px solid var(--border);
  border-radius: 7px;
  background: #fff;
  color: var(--muted);
  font: 700 13.5px "Lato", Arial, sans-serif;
  cursor: pointer;
  transition: border-color .15s, color .15s;
}
.wizard-back-btn:hover { border-color: var(--primary); color: var(--primary) }
.wizard-back-btn[hidden] { display: none }
.wizard-next-btn {
  flex: 1;
  height: 42px;
  border: 0;
  border-radius: 7px;
  background: var(--primary);
  color: #fff;
  font: 700 13.5px "Lato", Arial, sans-serif;
  cursor: pointer;
  transition: background .2s, transform .15s;
  letter-spacing: .01em;
}
.wizard-next-btn:hover { background: var(--primary-dark); transform: translateY(-1px) }
.wizard-nav .submit-btn { flex: 1; margin-top: 0 }

/* ===== TRUST BAR ===== */
.trust-bar {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  padding: 40px 0;
}
.trust-bar-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  background: rgba(255,255,255,.12);
  border-radius: 16px;
  overflow: hidden;
}
.trust-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 12px;
  padding: 28px 20px;
  background: rgba(255,255,255,.06);
  transition: background .2s;
}
.trust-item:hover { background: rgba(255,255,255,.12) }
.trust-icon-wrap {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: rgba(255,255,255,.14);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.trust-icon-wrap svg { width: 22px; height: 22px; color: #fff }
.trust-item-text strong {
  display: block;
  font-family: "Lato", sans-serif;
  font-size: 13.5px;
  font-weight: 900;
  color: #fff;
  letter-spacing: .04em;
  line-height: 1.3;
}
.trust-item-text span {
  display: block;
  font-size: 12px;
  color: rgba(255,255,255,.65);
  margin-top: 3px;
  line-height: 1.4;
}
.trust-sep { display: none }

/* ===== ABOUT ===== */
.section { padding: 76px 0 }
.section h2 {
  font-size: 30px;
  line-height: 1.2;
  letter-spacing: -.4px;
  margin-bottom: 16px;
  color: var(--primary);
}
.about-section { background: var(--light) }
.about-text {
  max-width: 640px;
  margin: 0 auto;
  text-align: center;
}
.about-text h2 { text-align: center }
.about-text p {
  font-size: 16px;
  line-height: 1.7;
  color: var(--muted);
  margin: 0 0 4px;
}

/* ===== PROCESS ===== */
.process-section { background: #fff }
.process-section h2 { text-align: center }
.section-sub {
  font-size: 15px;
  color: var(--muted);
  margin: 0 auto 44px;
  line-height: 1.65;
  max-width: 560px;
  text-align: center;
}
.steps-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 14px;
  margin-bottom: 40px;
}
.step-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 36px 14px 24px;
  text-align: center;
  position: relative;
  transition: box-shadow .2s, transform .2s;
  display: flex;
  flex-direction: column;
  align-items: center;
}
.step-card:hover {
  box-shadow: 0 12px 32px rgba(33,79,124,.10);
  transform: translateY(-3px);
}
.step-num {
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--primary);
  color: #fff;
  font-family: "Lato", sans-serif;
  font-weight: 900;
  font-size: 13px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 3px 10px rgba(33,79,124,.25);
}
.step-icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: linear-gradient(135deg, rgba(16,181,234,.08) 0%, rgba(33,79,124,.08) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 14px;
  flex-shrink: 0;
}
.step-icon svg { width: 26px; height: 26px; stroke: var(--primary); stroke-width: 1.8 }
.step-card h3 {
  font-family: "Open Sans", sans-serif;
  font-size: 12.5px;
  font-weight: 600;
  line-height: 1.55;
  color: var(--text);
  margin: 0;
}
.steps-cta-text {
  font-size: 15px;
  color: var(--muted);
  line-height: 1.7;
  margin: 0 auto;
  text-align: center;
  max-width: 680px;
}
.steps-cta-text b { color: var(--primary) }

/* ===== REDE DE INTERMEDIÁRIOS ===== */
.network-section { background: #fff }
.network-grid {
  display: flow-root;
}
.network-media {
  float: right;
  width: min(32%, 340px);
  margin: 0 0 24px 0;
  aspect-ratio: auto;
  border-radius: 0;
  box-shadow: none;
  overflow: visible;
}
.network-text {
  display: block;
}
.network-media img { width: 100%; height: auto; object-fit: contain; object-position: center; filter: drop-shadow(0 16px 22px rgba(33,79,124,.10)) }
.network-text h2 { margin-bottom: 16px; font-size: 28px }
.network-text p {
  font-size: 15px;
  line-height: 1.7;
  color: var(--muted);
  margin: 0 0 14px;
}
.network-text p strong { color: var(--primary) }
.network-text .network-highlight {
  color: var(--primary);
  font-size: 18px;
  font-weight: 700;
  line-height: 1.5;
  margin: 22px 0;
}
.network-text .network-question {
  color: #111;
  font-size: 17px;
  font-weight: 700;
  margin-top: 22px;
}
.network-text .primary-btn { margin-top: 6px }

/* ===== GOOGLE REVIEWS ===== */
.reviews-section { background: var(--light); text-align: center }
.reviews-section h2 { margin-bottom: 10px }
.reviews-summary { display: flex; align-items: center; justify-content: center; gap: 9px; color: var(--muted); font-size: 14px }
.reviews-score { color: var(--text); font-size: 19px; font-weight: 800 }
.reviews-summary-stars { font-size: 17px }
.reviews-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-top: 36px; text-align: left }
.review-card { display: flex; flex-direction: column; min-height: 260px; padding: 24px; background: #fff; border: 1px solid var(--border); border-radius: 16px; box-shadow: 0 10px 30px rgba(33,79,124,.06) }
.review-head { display: grid; grid-template-columns: 42px 1fr auto; align-items: center; gap: 11px; margin-bottom: 18px }
.review-avatar { display: grid; place-items: center; width: 42px; height: 42px; border-radius: 50%; color: #fff; background: var(--primary); font-weight: 800 }
.review-head h3 { margin: 0 0 2px; font-family: "Open Sans", sans-serif; font-size: 14px }
.review-stars { display: block; font-size: 12px; line-height: 1 }
.google-mark { display: block; width: 19px; height: 19px; overflow: hidden; color: transparent; font-size: 0 }
.review-card p { margin: 0; color: var(--muted); font-size: 13.5px; line-height: 1.65 }
.reviews-link { display: inline-flex; margin-top: 32px; padding: 13px 20px; border: 2px solid var(--primary); border-radius: 10px; color: var(--primary); font-size: 13px; font-weight: 800; text-decoration: none; transition: background .2s, color .2s }
.reviews-link:hover { color: #fff; background: var(--primary) }

/* ===== FAQ ===== */
.faq-section { background: #fff }
.faq-wrap { max-width: 646px; margin: 0 auto }
.faq-section h2 { text-align: center }
.accordion { display: grid; gap: 10px; margin-top: 28px }
.faq-item {
  border: 1px solid var(--border);
  border-radius: 12px;
  background: #fff;
  overflow: hidden;
}
.faq-question {
  width: 100%;
  border: 0;
  background: #fff;
  text-align: left;
  padding: 18px 62px 18px 20px;
  font: 400 15px "Open Sans", sans-serif;
  color: #111;
  cursor: pointer;
  position: relative;
  white-space: normal;
}
.faq-question::after {
  content: "";
  position: absolute;
  right: 20px;
  top: 50%;
  width: 26px;
  height: 26px;
  border: 1px solid rgba(33,79,124,.28);
  border-radius: 50%;
  transform: translateY(-50%);
  background: var(--light);
}
.faq-question::before {
  content: "";
  position: absolute;
  right: 29px;
  top: 50%;
  width: 7px;
  height: 7px;
  border-right: 2px solid var(--primary);
  border-bottom: 2px solid var(--primary);
  transform: translateY(-65%) rotate(45deg);
  z-index: 1;
  transition: transform .2s ease;
}
.faq-item.active .faq-question::before { transform: translateY(-35%) rotate(225deg) }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height .25s ease }
.faq-answer p {
  padding: 0 20px 18px;
  font-size: 15px;
  line-height: 1.55;
  font-weight: 400;
  color: var(--muted);
  margin: 0;
}

/* ===== FOOTER ===== */
.footer { background: var(--primary); color: #fff; padding: 52px 0; font-size: 14px }
.footer-grid { display: block }
.footer h3 { color: #fff; font-size: 16px; margin: 0 0 12px; font-weight: 700 }
.footer a { color: #fff }
.legal-text { font-size: 12.5px; line-height: 1.65; color: rgba(255,255,255,.75); margin: 0 0 10px; width: 100% }
.legal-two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; margin-bottom: 24px; padding-bottom: 24px; border-bottom: 1px solid rgba(255,255,255,.16) }
.legal-two-col--single { grid-template-columns: 1fr; max-width: 620px }
.legal-col { min-width: 0 }
.legal-fade-wrap { position: relative }
.legal-fade-content { max-height: 190px; overflow: hidden; position: relative; transition: max-height .3s ease }
.legal-fade-wrap::after {
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: 34px;
  height: 60px;
  background: linear-gradient(to bottom, rgba(33,79,124,0), var(--primary));
  pointer-events: none;
  transition: opacity .2s ease;
}
.legal-fade-wrap.expanded .legal-fade-content { max-height: 2000px }
.legal-fade-wrap.expanded::after { opacity: 0 }
.legal-fade-toggle {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  margin-top: 6px;
  padding: 8px 0;
  background: none;
  border: 0;
  cursor: pointer;
}
.legal-fade-chevron {
  width: 12px; height: 12px;
  border-right: 2px solid #fff;
  border-bottom: 2px solid #fff;
  transform: rotate(45deg);
  transition: transform .2s ease;
}
.legal-fade-wrap.expanded .legal-fade-chevron { transform: rotate(225deg) }
.footer-bottom { display: block; margin-top: 28px; padding-top: 22px }
.footer-bottom-inner { display: flex; flex-direction: row; justify-content: space-between; align-items: flex-start; gap: 32px; flex-wrap: wrap }
.footer-contact { display: flex; flex-direction: column; gap: 4px }
.footer-contact p { margin: 0; color: #fff }
.footer-contact-links { display: flex; flex-direction: column; gap: 10px; margin: 12px 0 4px }
.footer-contact-link {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: #fff;
  text-decoration: none;
  font-size: 14px;
  transition: opacity .15s;
}
.footer-contact-link:hover { opacity: .75 }
.footer-contact-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: rgba(255,255,255,.14);
  flex-shrink: 0;
}
.footer-contact-icon svg { width: 15px; height: 15px }
.footer-policy { margin-top: 30px !important }
.footer-hours { min-width: 220px }
.footer-hours-title { font-weight: 700; font-size: 14px; color: #fff; margin: 0 0 10px }
.footer-hours-list { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 5px }
.footer-hours-list li { display: flex; justify-content: space-between; gap: 24px; font-size: 14px; color: rgba(255,255,255,.85) }
.footer-hours-list li.closed { color: rgba(255,255,255,.4) }
.footer-policy a { font-weight: 700 }

/* ===== THANK YOU ===== */
.thankyou-body { background: linear-gradient(180deg, #fff 0%, var(--light) 100%) }
.thankyou-page { min-height: 100vh; display: flex; align-items: center; justify-content: center; padding: 30px }
.thankyou-card {
  width: min(720px, 100%);
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 24px;
  box-shadow: var(--shadow);
  text-align: center;
  padding: 46px 34px;
}
.thankyou-logo { width: 180px; margin: 0 auto 28px }
.thankyou-card h1 { font-size: 28px; line-height: 1.2; letter-spacing: -.4px; margin-bottom: 16px; color: var(--primary); max-width: 100%; text-align: center }
.thankyou-card p { color: var(--muted); margin: 8px 0 }
.thankyou-contact { margin: 22px 0 26px }
.back-link { font-weight: 800; text-decoration: none; color: var(--accent) }

/* ===== RESPONSIVE ===== */
@media (max-width: 1050px) {
  .hero { min-height: auto; padding: 34px 0 54px }
  .hero-grid { grid-template-columns: 1fr; gap: 34px }
  .logo-link { margin-bottom: 84px }
  .trust-bar-grid { grid-template-columns: repeat(2, 1fr) }
  .steps-grid { grid-template-columns: repeat(3, 1fr) }
  .network-grid { display: block }
  .network-media { float: none; width: min(100%, 300px); margin: 0 auto 32px; aspect-ratio: auto }
}

@media (max-width: 720px) {
  /* ── Layout base ── */
  .container { width: min(100% - 24px, 1120px) }
  .network-media { width: min(100%, 220px) }

  /* ── Hero ── */
  .hero { padding: 22px 0 36px; min-height: auto }
  .hero-grid { gap: 24px }
  .logo-link { margin-bottom: 130px }
  .hero-logo { width: 150px }
  h1 { font-size: 28px; letter-spacing: -.3px; line-height: 1.2 }
  .hero-bullets { gap: 6px; margin-top: 14px }
  .hero-bullets li { font-size: 13.5px }

  /* ── Form card ── */
  .form-card { border-radius: 14px }
  .simulator-block { padding: 0 }
  .simulator-block h2 { font-size: 18px; margin-bottom: 30px; margin-top: 12px }
  .dados-block { padding: 16px 14px 18px }
  .dados-block h3 { font-size: 14px; margin-bottom: 12px }

  /* Slider header: label left wraps naturally, value+unit always pinned right */
  .slider-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: nowrap;
    gap: 6px;
    margin-bottom: 6px;
  }
  .slider-header label {
    font-size: 12.5px;
    white-space: normal;
    line-height: 1.3;
    flex: 1 1 0;
    min-width: 0;
  }
  .slider-val-wrap {
    flex-shrink: 0;
    flex-grow: 0;
  }
  .slider-value-input {
    width: 100px !important;
    height: 22px;
    font-size: 16px !important;
    font-weight: 600;
    padding: 0 5px;
  }
  .slider-currency { font-size: 11px; width: 24px }
  .slider-group { margin-bottom: 10px }

  /* Form inputs — 16px mínimo para o iOS Safari não fazer zoom automático ao focar */
  .form-group { margin-bottom: 10px }
  .form-group input {
    font-size: 16px;
    padding: 12px 14px;
    border-radius: 10px;
  }
  select { font-size: 16px }
  .wizard-step--spacious input[type="text"],
  .wizard-step--spacious input[type="tel"],
  .wizard-step--spacious input[type="email"] {
    font-size: 16px;
  }
  .submit-btn {
    font-size: 14px;
    padding: 14px 16px;
    border-radius: 10px;
  }
  .checkbox-group label { font-size: 12px; line-height: 1.4 }

  /* ── Trust bar ── */
  .trust-bar-grid { grid-template-columns: repeat(2, 1fr); gap: 10px }
  .trust-item { padding: 16px 10px }
  .trust-icon-wrap { width: 38px; height: 38px }
  .trust-icon-wrap svg { width: 17px; height: 17px }
  .trust-item-text strong { font-size: 11.5px }
  .trust-item-text span { font-size: 10.5px }

  /* ── Sections ── */
  .section { padding: 44px 0 }
  .section h2 { font-size: 22px; letter-spacing: -.2px; text-align: center }
  .section-sub { font-size: 14px; text-align: center }

  /* ── About ── */
  .about-text { text-align: center }
  .about-text h2 { font-size: 20px }
  .about-text p { font-size: 14px; line-height: 1.6 }
  .primary-btn { display: flex; width: fit-content; margin: 28px auto 0 }

  /* ── Rede de intermediários ── */
  .network-text { text-align: center }
  .network-text h2 { font-size: 20px }
  .network-text p { font-size: 14px; line-height: 1.6 }
  .network-text .primary-btn { display: flex; width: fit-content; margin: 20px auto 0 }

  /* ── Reviews ── */
  .reviews-grid { grid-template-columns: 1fr; gap: 14px; margin-top: 26px }
  .review-card { min-height: 0; padding: 20px }
  .reviews-link { margin-top: 26px; font-size: 11.5px }

  /* ── Steps ── */
  .steps-grid { grid-template-columns: 1fr 1fr; gap: 18px; padding-top: 16px; justify-items: center }
  .step-card:last-child { grid-column: 1 / -1; max-width: 50% }
  .step-card { padding: 28px 10px 16px }
  .step-card h3 { font-size: 11.5px; line-height: 1.5; text-align: center }
  .step-icon { width: 46px; height: 46px; margin-bottom: 10px }
  .step-icon svg { width: 22px; height: 22px }
  .step-num { width: 24px; height: 24px; font-size: 11px }
  .steps-cta-text { font-size: 13.5px; text-align: center }

  /* ── FAQ ── */
  .faq-question { font-size: 14px; padding: 15px 52px 15px 16px; line-height: 1.4 }
  .faq-answer p { font-size: 13.5px; padding: 0 16px 16px }

  /* ── Footer ── */
  .footer { padding: 36px 0 }
  .footer h3 { font-size: 14px; text-align: center }
  .legal-text { font-size: 11px; line-height: 1.6; text-align: center }
  .legal-two-col { grid-template-columns: 1fr; gap: 28px }
  .footer-bottom-inner { flex-direction: column; align-items: center; gap: 20px }
  .footer-contact { align-items: center; text-align: center }
  .footer-contact p { font-size: 13px }
  .footer-policy { text-align: center; margin-top: 10px !important }
  .footer-hours { text-align: center; min-width: unset; width: 100% }
  .footer-hours-title { font-size: 13px }
  .footer-hours-list li { justify-content: center; gap: 16px; font-size: 13px }

  /* ── Thank you ── */
  .thankyou-card { padding: 32px 18px }
  .thankyou-card h1 { font-size: 22px; max-width: 100%; text-align: center }
}
/* ===== BANK LOGOS CAROUSEL ===== */
.banks-carousel-wrap {
  margin-top: 48px;
  overflow: hidden;
  position: relative;
  width: 100%;
}
.banks-carousel-wrap::before,
.banks-carousel-wrap::after {
  content: '';
  position: absolute;
  top: 0; bottom: 0;
  width: 80px;
  z-index: 2;
  pointer-events: none;
}
.banks-carousel-wrap::before { left: 0; background: linear-gradient(to right, #fff, transparent); }
.banks-carousel-wrap::after  { right: 0; background: linear-gradient(to left, #fff, transparent); }

.banks-track {
  display: flex;
  gap: 16px;
  width: max-content;
  animation: scrollBanks 18s linear infinite;
  will-change: transform;
  backface-visibility: hidden;
  -webkit-backface-visibility: hidden;
}
.banks-track:hover { animation-play-state: paused; }

@keyframes scrollBanks {
  from { transform: translateX(0) translateZ(0); }
  to   { transform: translateX(-50%) translateZ(0); }
}

.bank-logo-item {
  display: flex;
  align-items: center;
  justify-content: center;
  height: 24px;
  padding: 0 16px;
  flex-shrink: 0;
  opacity: 0.8;
  transition: opacity .25s;
}
.bank-logo-item:hover { opacity: 1; }
.bank-logo-item img { display: block; max-height: 16px; width: auto; }

@media (max-width: 600px) {
  .bank-logo-item { height: 30px; padding: 0 12px; width: auto; }
  .bank-logo-item img { width: auto; max-height: 20px; transform: none; }
  .banks-carousel-wrap::before,
  .banks-carousel-wrap::after { width: 40px; }
  /* Num ecrã estreito o mesmo px/seg parece mais lento (menos do ecrã é
     percorrido por segundo), por isso o mobile precisa de uma duração menor */
  .banks-track { animation-duration: 9s; }
}

/* ===== THANK YOU — SIMULATOR RESULT ===== */
.thankyou-card { max-width: 640px }
.thankyou-title { font-size: 26px }
.thankyou-card .thankyou-sub { max-width: 440px; margin: 8px auto; text-align: center }

.next-steps {
  display: grid;
  gap: 12px;
  margin: 24px 0 4px;
  padding: 20px 18px;
  background: var(--light);
  border-radius: 14px;
  text-align: left;
}
.next-step-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 13px;
  color: var(--text);
  line-height: 1.45;
}
.next-step-num {
  flex-shrink: 0;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--primary);
  color: #fff;
  font-size: 11px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 1px;
}

.sim-result-box { margin: 0 0 10px; padding: 0; text-align: center; }
.sim-result-label { font-size: 16px; font-weight: 700; color: var(--primary); margin-bottom: 6px; }
.sim-result-value { font-size: 42px; font-weight: 700; line-height: 1.15; color: var(--primary); letter-spacing: -.5px; }
.sim-result-note { font-size: 12.5px; color: var(--muted); margin-top: 10px }

/* ===== STEP 2 FORM (pedido de propostas) ===== */
.step2-wrap { margin-top: 6px; padding-top: 0; text-align: left }
.step2-title { font-size: 18px; font-weight: 700; color: var(--primary); margin-bottom: 4px; text-align: center }
.step2-sub { font-size: 13px; color: var(--muted); text-align: center; margin-bottom: 0; padding-bottom: 34px }
#step2Form .banks-carousel-wrap { margin-top: 0; padding-top: 6px; padding-bottom: 20px }
#step2Form .bank-logo-item { height: 40px }

.step2-fieldset {
  position: relative;
  margin: 0 0 22px;
  padding: 22px 18px 18px;
  border: 1px solid var(--border);
  border-radius: 14px;
  background: var(--light);
  min-width: 0;
}
.step2-fieldset:last-of-type { margin-bottom: 16px }
.step2-fieldset .form-group,
.step2-fieldset .step2-row:last-child,
.step2-fieldset > .form-group:last-child { margin-bottom: 0 }
.step2-fieldset legend {
  position: absolute;
  top: -12px;
  left: 14px;
  background: var(--primary);
  color: #fff;
  font-size: 10.5px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .05em;
  margin: 0;
  padding: 5px 12px;
  border-radius: 20px;
  box-shadow: 0 3px 8px rgba(33,79,124,.20);
}
.step2-row { display: grid; grid-template-columns: 1fr 1fr; gap: 10px 12px; margin-bottom: 10px }
.step2-fieldset .form-group { margin-bottom: 10px }

.step2-wrap select {
  width: 100%;
  height: 36px;
  border: 1px solid #ccc8de;
  border-radius: 6px;
  background: #fafafa url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23555566' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'><polyline points='6 9 12 15 18 9'/></svg>") no-repeat right 10px center;
  background-size: 15px;
  padding: 0 32px 0 12px;
  font: 400 13.5px "Open Sans", sans-serif;
  color: var(--text);
  appearance: none;
  -webkit-appearance: none;
  cursor: pointer;
  transition: border-color .15s, box-shadow .15s;
}
.step2-wrap select:invalid { color: #888 }
.step2-wrap select:focus { outline: none; border-color: var(--primary); box-shadow: 0 0 0 2px rgba(33,79,124,.10); background-color: #fff }

.step2-file-label {
  display: flex; align-items: center; justify-content: center; gap: 8px;
  width: 100%; padding: 15px 12px; border: 1.5px dashed #c7bfe0; border-radius: 10px;
  font: 600 12.5px "Open Sans", sans-serif; color: var(--primary); background: #fff;
  cursor: pointer; text-align: center; transition: border-color .15s, background .15s;
}
.step2-file-label:hover { border-color: var(--primary); background: var(--soft) }
.step2-file-label input { display: none }
.step2-file-hint { font-size: 11px; color: var(--muted); margin-top: 6px; text-align: center }
.step2-file-name { font-size: 11.5px; color: var(--primary); font-weight: 600; margin-top: 6px; text-align: center; word-break: break-all }
.step2-doc-list {
  font-size: 12.5px; color: var(--muted); line-height: 1.8; margin: 0 0 14px; padding: 0; list-style: none;
}
.step2-doc-list li { position: relative; padding-left: 20px }
.step2-doc-list li::before {
  content: '';
  position: absolute; left: 0; top: 6px;
  width: 7px; height: 7px; border-radius: 50%;
  background: var(--accent);
}
.step2-textarea {
  width: 100%; padding: 10px 12px; border: 1px solid #ccc8de; border-radius: 6px;
  background: #fafafa;
  font: 400 13.5px "Open Sans", sans-serif; color: var(--text); resize: vertical; min-height: 64px;
  transition: border-color .15s, box-shadow .15s;
}
.step2-textarea:focus { outline: none; border-color: var(--primary); box-shadow: 0 0 0 2px rgba(33,79,124,.10); background: #fff }
.step2-error { font-size: 12px; color: #b42318; text-align: center; margin-top: 10px; display: none }

/* ===== TRUST BAR (reassurance) ===== */
.trust-bar {
  display: flex;
  align-items: stretch;
  justify-content: space-between;
  margin-top: 22px;
  margin-bottom: 28px;
  padding: 20px 8px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 14px;
  box-shadow: 0 6px 20px rgba(33,79,124,.06);
}
.trust-item {
  flex: 1 1 0;
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: flex-start;
  gap: 9px;
  padding: 0 6px;
  text-align: center;
}
.trust-item + .trust-item::before {
  content: '';
  position: absolute;
  left: 0; top: 4px; bottom: 4px;
  width: 1px;
  background: var(--border);
}
.trust-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--soft);
  flex-shrink: 0;
}
.trust-icon svg { width: 19px; height: 19px; color: var(--primary) }
.trust-text {
  font-size: 12.5px;
  font-weight: 700;
  color: var(--primary-dark);
  line-height: 1.3;
  letter-spacing: -.01em;
}

.thankyou-contact--bottom { margin-top: 30px; padding-top: 22px; border-top: 1px solid var(--border); }
.thankyou-contact-links { display: flex; flex-direction: column; align-items: center; gap: 10px; margin-top: 12px }
.thankyou-contact-link {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--text);
  text-decoration: none;
  font-size: 14px;
  font-weight: 600;
  transition: opacity .15s;
}
.thankyou-contact-link:hover { opacity: .7 }
.thankyou-contact-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: var(--soft);
  color: var(--primary);
  flex-shrink: 0;
}
.thankyou-contact-icon svg { width: 15px; height: 15px }

@media (max-width: 600px) {
  .sim-result-value { font-size: 32px }
  .thankyou-title { font-size: 20px }
  .next-steps { padding: 16px 14px; gap: 10px; margin: 18px 0 4px }
  .next-step-item { font-size: 12.5px }
  .step2-row { grid-template-columns: 1fr }
  .sim-result-box { padding: 22px 18px }

  .thankyou-page { padding: 20px }
  .thankyou-card { padding: 28px 20px 28px; border-radius: 18px }
  .thankyou-logo { width: 140px; height: auto; margin-bottom: 16px }

  .sim-result-box { margin-bottom: 8px; padding: 18px 14px }
  .sim-result-label { font-size: 14px; margin-bottom: 4px }
  .sim-result-value { font-size: 30px }
  .sim-result-note { font-size: 12px; margin-top: 7px }

  .step2-wrap { margin-top: 4px; padding-top: 0 }
  .step2-title { font-size: 19px; margin-bottom: 3px }
  .step2-sub { font-size: 10px; margin-bottom: 0; padding-bottom: 24px }

  #step2Form .banks-carousel-wrap { padding-top: 4px; padding-bottom: 13px }
  #step2Form .bank-logo-item { height: 33px; padding: 0 16px }

  .trust-bar { padding: 16px 4px; margin-bottom: 20px }
  .trust-item { gap: 7px; padding: 0 4px }
  .trust-icon { width: 34px; height: 34px }
  .trust-icon svg { width: 16px; height: 16px }
  .trust-text { font-size: 10.5px }

  .step2-fieldset { margin-bottom: 14px; padding: 20px 14px 14px }
  .step2-fieldset legend { font-size: 10px; padding: 4px 10px }
  .form-group { margin-bottom: 5px }
}
/* Wizard mobile tweaks */
@media (max-width: 640px) {
  .wizard-head { padding: 22px 14px 0 }
  .wizard-title { font-size: 19px; line-height: 1.4; margin: 0 auto 20px; max-width: 280px }
  .wizard-title-break { white-space: nowrap }
  .wizard-progress { padding: 12px 14px 0 }
  .wizard-row { grid-template-columns: 1fr }
  .wizard-step { padding: 12px 14px 2px }
  .wizard-q { font-size: 15.5px; margin-bottom: 10px }
  .option-card { padding: 14px 10px }
  .option-card .option-title { font-size: 13px }
  .option-grid:not(.option-grid--1col) .option-card { min-height: 112px; padding: 16px 10px }
  .option-grid:not(.option-grid--1col) .option-icon { width: 38px; height: 38px }
  .option-grid:not(.option-grid--1col) .option-icon svg { width: 19px; height: 19px }
  .option-icon { width: 36px; height: 36px }
  .option-icon svg { width: 18px; height: 18px }
  .wizard-nav { padding: 10px 14px 14px }
}

/* CTS branding */
.hero-logo{width:150px}.logo-link{margin-bottom:52px}.thankyou-logo{max-height:140px;width:auto;margin-inline:auto}.primary-btn,.submit-btn{background:var(--accent);color:#183D63}.primary-btn:hover,.submit-btn:hover{background:var(--accent-dark);color:white}.network-media{position:relative;padding-bottom:55px}.network-media>img:first-child{width:100%;aspect-ratio:4/5;object-fit:cover;object-position:center 66%;border-radius:20px}.network-media .consultora-secondary{position:absolute;right:-20px;bottom:0;width:38%;height:240px;object-fit:cover;object-position:center 60%;border:7px solid white;border-radius:16px;box-shadow:0 12px 32px #214f7c26}.consultora-label{font-size:12px;font-weight:700;letter-spacing:.12em;color:var(--accent-dark)}.consultora-direct{font-size:14px;margin-top:20px}.footer-hours-list li{gap:20px}.footer-hours-list li span:last-child{text-align:right}@media(max-width:640px){.hero-logo{width:115px}.logo-link{margin-bottom:30px}.network-media .consultora-secondary{right:8px;height:190px}.footer-contact-link{overflow-wrap:anywhere}}

.network-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:center}.network-media{float:none;width:100%;margin:0}.network-media .consultora-secondary{height:240px}@media(max-width:760px){.network-grid{grid-template-columns:1fr;gap:32px}.network-media{max-width:360px;margin:auto}.network-media .consultora-secondary{height:190px}}

/* Logótipo mais próximo do topo */
@media (min-width: 981px) { .hero .logo-link { transform: translateY(-35px); } }
@media (max-width: 980px) { .hero .logo-link { transform: none; } }

/* Apresentação CTS */
.hero-eyebrow { margin: 0 0 16px; font-size: 11px; font-weight: 700; letter-spacing: .11em; color: var(--primary); }
.hero h1 { font-size: clamp(32px, 3.1vw, 45px); line-height: 1.13; letter-spacing: -1.1px; max-width: 540px; font-weight: 700; }
.hero h1 b { font-weight: 900; }
.hero-title-end { color: var(--primary); }
.hero-subtitle { margin: 22px 0 0; max-width: 465px; font-size: 16px; line-height: 1.75; color: #475569; }
.hero .hero-bullets { gap: 12px; margin-top: 26px; }
.hero .hero-bullets li { padding-left: 30px; font-size: 14px; }
.hero .hero-bullets li::before { content: '✓'; top: 1px; width: 20px; height: 20px; border-radius: 50%; background: #fdf0da; color: #9a5a00; text-align: center; font-size: 13px; font-weight: 900; line-height: 20px; }
.hero-reassurance { margin: 20px 0 0; font-size: 12px; line-height: 1.6; color: #64748b; }
@media (max-width: 640px) { .hero-eyebrow { font-size: 9px; letter-spacing: .08em; margin-bottom: 12px; } .hero h1 { font-size: 32px; letter-spacing: -.7px; } .hero-subtitle { font-size: 14px; line-height: 1.65; margin-top: 16px; } .hero .hero-bullets { gap: 10px; margin-top: 20px; } .hero .hero-bullets li { font-size: 13px; } }

/* CTS: apresentação baseada nos materiais da marca */
.hero{min-height:auto;padding:48px 0 70px;background:radial-gradient(ellipse at 0% 30%,#e6f3fa 0,transparent 65%),linear-gradient(120deg,#f7fbfd,#fff9f0)}
.hero-grid{gap:64px;align-items:center;grid-template-columns:1.05fr 1fr}
.hero .logo-link{transform:none;margin-bottom:40px}.hero-logo{width:130px}
.hero h1{font-size:clamp(32px,3vw,44px);line-height:1.15;letter-spacing:-1px}.hero h1 b{color:var(--primary)}.cts-orange{color:#b76d09}
.hero-subtitle{max-width:510px}.hero .hero-eyebrow{font-size:10px}.hero .form-card{box-shadow:0 20px 65px #214f7c14;border:1px solid #dde8ef}.cts-form-sub{display:block;font-family:'Open Sans',sans-serif;font-size:12px;font-weight:400;color:#64748b;margin-top:9px;line-height:1.6}
.wizard-nav .next-btn{background:var(--accent);color:#183D63}.wizard-nav .next-btn:hover{background:#c77a0d;color:white}
.cts-section-heading{max-width:650px;margin-bottom:35px}.cts-section-heading>p:last-child{color:#64748b;font-size:16px;line-height:1.7}
.cts-value-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.cts-value-grid article{padding:28px;border:1px solid #e1ebf0;border-radius:18px;background:#fff}.cts-card-number{display:block;color:#b76d09;font-size:12px;font-weight:700;letter-spacing:.1em;margin-bottom:24px}.cts-value-grid h3{font-size:21px;color:var(--primary);line-height:1.3;margin-bottom:14px}.cts-value-grid p{font-size:14px;color:#64748b;line-height:1.8;margin:0}
.cts-free-note{display:flex;justify-content:space-between;gap:24px;align-items:center;padding:24px 28px;margin-top:24px;border-radius:14px;background:#fff5e6;color:#214f7c}.cts-free-note span{font-size:13px;color:#765a35}
.network-section{background:#f6f9fb}.network-text .network-highlight{font-size:23px;line-height:1.4;border-left:3px solid var(--accent);padding-left:20px;margin:26px 0}.network-media{max-width:410px}.network-grid{gap:70px}
.cts-brand-section{background:#214f7c;color:#fff}.cts-brand-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:80px}.cts-brand-section h2{color:white}.cts-brand-section .hero-eyebrow{color:#f8c77c}.cts-brand-section p{color:#dce9f3;line-height:1.8;font-size:15px}.cts-brand-facts{border-top:1px solid #ffffff30}.cts-brand-facts article{padding:22px 0;border-bottom:1px solid #ffffff30}.cts-brand-facts strong{font-size:18px}.cts-brand-facts p{margin:8px 0 0;font-size:14px}
.cts-steps{grid-template-columns:repeat(4,1fr);gap:20px}.cts-steps .step-card{text-align:left;padding:34px 22px 24px}.cts-steps h3{font-size:17px;line-height:1.4;color:var(--primary)}.cts-steps p{font-size:13px;line-height:1.8;color:#64748b}.cts-process-note{text-align:center;max-width:650px;margin:0 auto;color:#64748b;font-size:12px;line-height:1.7}
.cts-banks-section{background:#f9fbfc;text-align:center}.cts-banks-section>div>p:not(.hero-eyebrow){max-width:650px;margin:0 auto;color:#64748b;line-height:1.7}.cts-bank-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:28px;align-items:center;margin-top:36px}.cts-bank-grid img{width:100%;height:55px;object-fit:contain}
@media(max-width:1050px){.hero-grid{grid-template-columns:1fr 1fr;gap:30px}.hero h1{font-size:36px}.cts-brand-grid{gap:40px}.cts-free-note{display:block}.cts-free-note span{display:block;margin-top:8px}}
@media(max-width:760px){.hero{padding:28px 0 44px}.hero-grid,.cts-brand-grid{grid-template-columns:1fr;gap:36px}.hero .logo-link{margin-bottom:28px}.hero-logo{width:110px}.hero h1{font-size:34px;letter-spacing:-.7px}.hero .hero-eyebrow{line-height:1.6}.hero-subtitle{font-size:14px}.cts-value-grid{grid-template-columns:1fr;gap:14px}.cts-value-grid article{padding:24px}.cts-card-number{margin-bottom:12px}.cts-steps{grid-template-columns:1fr 1fr}.cts-bank-grid{grid-template-columns:repeat(3,1fr);gap:24px}.cts-bank-grid img{height:40px}.section{padding:52px 0}.cts-free-note{padding:22px}.network-grid{gap:36px}.cts-brand-grid{gap:30px}}
@media(max-width:420px){.hero h1{font-size:31px}.cts-steps{grid-template-columns:1fr}.cts-steps .step-card{padding:28px 22px 20px}.hero .hero-bullets li{font-size:12.5px}}

/* Landing page simplificada */
.cts-value-section h2{margin-bottom:28px}.cts-value-grid article{padding:24px}.cts-value-grid h3{font-size:19px}.network-media{padding-bottom:0;max-width:340px}.network-grid{grid-template-columns:.8fr 1.2fr;gap:60px}.network-text p{max-width:550px}.cts-banks-section{padding:48px 0}.cts-bank-grid{margin-top:28px}@media(max-width:760px){.network-grid{grid-template-columns:1fr;gap:28px}.network-media{max-width:300px}.cts-value-section h2{margin-bottom:24px}}

/* Recuperar composição da apresentação */
.network-media{padding-bottom:55px;max-width:410px}.network-grid{gap:70px}.cts-value-grid article{padding:28px}.cts-value-grid h3{font-size:21px}.process-section h2{margin-bottom:40px}.cts-banks-section{padding:64px 0}@media(max-width:760px){.network-grid{gap:36px}.network-media{max-width:360px}.cts-value-grid article{padding:24px}}

/* Fundo original do hero */
.hero {
  background:
    linear-gradient(to bottom right, rgba(255,255,255,.90) 0%, rgba(241,245,249,.85) 55%, rgba(255,255,255,.78) 100%),
    url('hero-bg.jpg') center 40% / cover no-repeat;
}

/* Restaurar o espaçamento anterior à simplificação */
.network-grid{grid-template-columns:.8fr 1.2fr;gap:70px}.network-media{padding-bottom:55px;max-width:410px}.cts-value-grid article{padding:28px}.cts-value-grid h3{font-size:21px}.cts-banks-section{padding:76px 0}.process-section h2{margin-bottom:16px}@media(max-width:760px){.network-grid{grid-template-columns:1fr;gap:36px}.network-media{max-width:360px}.cts-value-grid article{padding:24px}.cts-banks-section{padding:52px 0}}

/* Equilíbrio do título e benefícios CTS */
.hero .logo-link { margin-bottom: 64px; }
.hero h1 { font-size: clamp(30px, 2.7vw, 39px); line-height: 1.17; letter-spacing: -.8px; }
.hero .hero-bullets li::before { background: #e5eff6; color: #214f7c; }
@media (max-width: 760px) {
  .hero .logo-link { margin-bottom: 44px; }
  .hero h1 { font-size: 30px; letter-spacing: -.5px; }
}

/* Ajuste fino da posição do logótipo */
.hero .logo-link { transform: translateY(-16px); }
@media (max-width: 760px) { .hero .logo-link { transform: translateY(-6px); } }

.hero h1 .cts-title-orange { color: #B76D09; }

/* Hero mais compacto */
.hero { padding: 36px 0 50px; }
.hero-grid { align-items: start; }
.hero .logo-link { margin-bottom: 38px; }
.hero h1 { line-height: 1.12; }
.hero-subtitle { margin-top: 16px; font-size: 15px; line-height: 1.55; }
.hero .hero-bullets { margin-top: 18px; gap: 8px; }
@media (max-width: 760px) {
  .hero { padding: 28px 0 36px; }
  .hero .logo-link { margin-bottom: 28px; }
  .hero-subtitle { margin-top: 14px; font-size: 14px; line-height: 1.5; }
  .hero .hero-bullets { margin-top: 16px; gap: 7px; }
}

/* Barra de bancos: movimento da página Vida Agente.pt */
.cts-logos-wrap{overflow:hidden;position:relative;margin-top:32px;mask-image:linear-gradient(to right,transparent,black 8%,black 92%,transparent);-webkit-mask-image:linear-gradient(to right,transparent,black 8%,black 92%,transparent)}
.cts-logos-track{display:flex;width:max-content;animation:cts-scroll-banks 40s linear infinite;will-change:transform}.cts-logos-wrap:hover .cts-logos-track{animation-play-state:paused}.cts-logos-set{display:flex;align-items:center;flex-shrink:0}.cts-logo-slide{display:flex;align-items:center;justify-content:center;width:170px;height:84px;overflow:hidden;flex-shrink:0}.cts-logo-slide img{width:145px;height:auto;max-width:none;flex-shrink:0;object-fit:contain}
@keyframes cts-scroll-banks{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media(max-width:767px){.cts-logo-slide{width:135px;height:68px}.cts-logo-slide img{width:120px}.cts-logos-wrap{margin-top:24px}}
@media(prefers-reduced-motion:reduce){.cts-logos-track{animation:none}.cts-logos-wrap{overflow-x:auto;mask-image:none;-webkit-mask-image:none}.cts-logos-set[aria-hidden]{display:none}}

/* Texto da consultora alinhado ao topo da imagem */
.network-grid { align-items: start; }
.network-text > h2:first-child { margin-top: 0; }

/* Nitidez suave das fotografias originais */
.network-media img { filter: none; }

/* Barra bancária imediatamente após o hero */
.cts-banks-strip{background:#214f7c;overflow:hidden;padding:8px 0}.cts-banks-strip .cts-logos-wrap{margin-top:0}.cts-banks-strip .cts-logo-slide img{filter:brightness(0) invert(1);opacity:.9}.cts-banks-strip .cts-logo-slide:hover img{opacity:1}@media(max-width:767px){.cts-banks-strip{padding:6px 0}}

/* Barra de bancos mais compacta */
.cts-banks-strip { padding: 2px 0; }
.cts-banks-strip .cts-logo-slide { width: 145px; height: 58px; }
.cts-banks-strip .cts-logo-slide img { width: 115px; }
@media (max-width: 767px) {
  .cts-banks-strip { padding: 2px 0; }
  .cts-banks-strip .cts-logo-slide { width: 115px; height: 48px; }
  .cts-banks-strip .cts-logo-slide img { width: 95px; }
}

/* Serviços apresentados no PDF da consultora */
.cts-services-section{text-align:center;background:#fff}.cts-services-section h2{max-width:650px;margin:0 auto 44px}.cts-services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:38px 54px;max-width:820px;margin:0 auto}.cts-service-icon{width:100px;height:100px;border-radius:50%;background:#ec8d25;color:white;display:flex;align-items:center;justify-content:center;margin:0 auto 18px}.cts-service-icon svg{width:53px;height:53px}.cts-service h3{color:var(--primary);font-size:17px;line-height:1.4;max-width:190px;margin:auto}.cts-services-free{margin:42px auto 0;color:#b76d09;font-size:21px;line-height:1.5}.cts-services-free strong{font-weight:700}@media(max-width:640px){.cts-services-grid{grid-template-columns:repeat(2,1fr);gap:28px 20px}.cts-service-icon{width:80px;height:80px;margin-bottom:14px}.cts-service-icon svg{width:43px;height:43px}.cts-service h3{font-size:15px}.cts-services-section h2{font-size:26px;margin-bottom:32px}.cts-services-free{font-size:18px;margin-top:32px}}

/* Logótipos menores, mantendo a altura da barra */
.cts-banks-strip .cts-logo-slide img { width: 95px; }
@media (max-width: 767px) {
  .cts-banks-strip .cts-logo-slide img { width: 78px; }
}

/* Barra ligeiramente maior e realce dos logótipos ao passar o rato */
.cts-banks-strip { padding: 6px 0; }
.cts-banks-strip .cts-logo-slide img { opacity: .6; transition: opacity .2s ease; }
.cts-banks-strip .cts-logo-slide:hover img { opacity: 1; }
@media (max-width: 767px) {
  .cts-banks-strip { padding: 5px 0; }
}

/* Textos dos cartões das etapas centrados */
.cts-steps .step-card, .cts-steps .step-card h3, .cts-steps .step-card p { text-align: center; }

/* Benefícios com destaque ligeiramente mais leve */
.hero .hero-bullets li b { font-weight: 600; }

@media (min-width: 761px) { .hero h1 { font-size: 37px; } }

/* Mais espaço antes da barra de bancos */
.hero { padding-bottom: 70px; }
@media (max-width: 760px) { .hero { padding-bottom: 50px; } }

/* Pequeno aumento do espaço abaixo do logótipo */
.hero .logo-link { margin-bottom: 46px; }
@media (max-width: 760px) { .hero .logo-link { margin-bottom: 34px; } }

/* Espaçamento do logótipo e posição do horário */
.hero .logo-link { margin-bottom: 54px; }
@media (min-width: 761px) { .footer-hours { margin-right: 48px; } }
@media (max-width: 760px) { .hero .logo-link { margin-bottom: 40px; } }

/* Ajuste visível do espaço do hero e do horário */
.hero .logo-link { margin-bottom: 70px; }
@media (min-width: 761px) { .footer-hours { margin-right: 225px; } }
@media (max-width: 760px) { .hero .logo-link { margin-bottom: 48px; } }

/* Fotografia da Ana Luísa em marca de água no início */
.hero { background: #f5f8fb; isolation: isolate; }
.hero::before {
  content: '';
  position: absolute;
  inset: 0 35% 0 0;
  background: url('ana-luisa-hero.webp') center top / cover no-repeat;
  opacity: .24;
  z-index: -1;
  -webkit-mask-image: linear-gradient(to right, #000 55%, transparent 100%);
  mask-image: linear-gradient(to right, #000 55%, transparent 100%);
  pointer-events: none;
}
@media (max-width: 760px) {
  .hero::before { inset: 0 0 auto; height: 560px; background-position: center 35%; opacity: .20; -webkit-mask-image: linear-gradient(to bottom, #000 70%, transparent 100%); mask-image: linear-gradient(to bottom, #000 70%, transparent 100%); }
}

/* Marca de água com enquadramento completo */
.hero::before{inset:0;background-image:url('ana-luisa-hero-horizontal.webp');background-size:auto 100%;background-position:left center;opacity:.24;-webkit-mask-image:linear-gradient(to right,#000 45%,transparent 75%);mask-image:linear-gradient(to right,#000 45%,transparent 75%)}
@media(max-width:760px){.hero::before{inset:0 0 auto;height:560px;background-image:url('ana-luisa-hero.webp');background-size:auto 100%;background-position:center center;opacity:.20;-webkit-mask-image:linear-gradient(to bottom,#000 90%,transparent);mask-image:linear-gradient(to bottom,#000 90%,transparent)}}

/* Fotografia deslocada para a direita no desktop */
@media (min-width: 761px) { .hero::before { background-position: 130px center; } }

/* Prolongar o fundo até à margem esquerda sem faixa branca */
@media(min-width:761px){.hero::before{background-image:url('ana-luisa-hero-horizontal.webp'),linear-gradient(to bottom,rgb(106,120,154) 0%,rgb(124,137,171) 10%,rgb(131,146,178) 20%,rgb(136,149,180) 30%,rgb(137,150,180) 40%,rgb(135,148,180) 50%,rgb(134,147,179) 60%,rgb(133,147,178) 70%,rgb(126,138,172) 80%,rgb(145,158,189) 90%,rgb(147,158,188) 100%);background-size:auto 100%,100% 100%;background-position:130px center,left top;background-repeat:no-repeat}}